Financial Services

Salary Loans

Salary Loans

This loan product is designed for the working clients both in the Public and Private Sector.

Collateral Loans

Collateral Loans

These are collateral based loans. Accepted collateral including Movable property,  Immovable property and Other items accepted for collateral including Phones, Laptops & Household goods etc

Marketers Loans

Marketers Loans

This is a Market loan product designed for our Marketers. It comes with no collateral as the Marketers pay on a daily basis.

Drivers Loans

Drivers Loans

This loan product is designed for our Drivers. It comes with no collateral as the Drivers pay on a daily basis.

VAF Financing

VAF Financing

To qualify for this product, the client must be in full employment or must be in established business with proven records. The Vehicle remains the Asset of FCL until the full loan is recovered. 

Invoice Discounting

Invoice Discounting

This product is designed for SMEs clients who would want to have money for goods supplied to their customers before the invoice due date. FCL will advance payment to the client while we await its maturity. 

Financial Leasing

Financial Leasing

Financial Leasing

Our financial & Leasing services have flexible payment terms similar to that of Salaries loans with a maximum of 24 Months period to pay on all products. We have low interest rates as low as 4% per month depending on the loan tenure.

Consultancy Services

Accounting Services

Accounting Services

  • General Accounting services such as maintenance of books of accounts to production of financial statements
  • Debt Collection & recovery services
  • Payroll Management services

Taxation Services

Taxation Services

  • Company Tax
  • VAT
  • Payroll Management services
  • Property transfer tax
  • Tax Planning & Consultancy services

Advisory Services

Advisory Services

  • Risk assessment & Management
  • Business advisory & Valuations

Auditing Services

Auditing Services

  • Statutory audits
  • Non statutory audits such as assurance services
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